SAMBA, MARCH 10: A meeting of the District Level Review Committee/District Consultative Committee (DLRC/DCC) for the quarter ended December 2025 was held today at DC Office Samba to review the performance of banks in deposits, advances, CD ratio and achievement under the Annual Credit Plan for FY 2025–26.
The meeting also reviewed the progress under the Government-sponsored and social security schemes and was chaired by District Development Commissioner Ayushi Sudan and convened by Lead District Manager (LDM) Samba Subash Chander.
The DDC took an extensive review of Government-sponsored schemes with special focus on PMEGP, JKREGP, KCC, HADP, PMAY, NRLM and NULM. She impressed upon the banks to achieve 100% digitization of bank accounts. She advised all sponsoring agencies and banks to spread awareness among the people about various self-employment schemes launched by the Government and motivate them to avail the benefits of these schemes for generating self-employment opportunities in the district. She also directed the banks to clear the pending cases sponsored by different Government departments/agencies at the earliest and to give a boost to lending, particularly under Agriculture and Allied Activities, MSME, Housing and Education sectors, to achieve a healthy CD ratio.
She further directed the banks to cover all eligible persons under social security schemes viz. PMSBY, PMJJBY and APY.
The meeting was also attended by LDO RBI, DDM NABARD, Chief Agriculture Officer, Chief Animal Husbandry Officer, District Sheep Husbandry Officer, AD Fisheries, District Coordinators of J&K Bank, SBI, PNB, JKGB, representatives from other banks and officials of sponsoring Government departments/agencies.
Earlier, the LDM informed the house that banks operating in Samba district have recorded deposits of Rs 9058.05 crore and advances of Rs 5171.25 crore as on Dec 31, 2025. The CD Ratio of the District was 57.09%.
The achievement of banks in the District under the Annual Credit Plan 2025–26 stood at Rs 2698.13 crore against the annual target of Rs 2580.44 crore as on Dec 31, 2025.
Under the Priority Sector, the achievement by banks stood at Rs 1490.00 crore against the annual target of Rs 2032.41 crore, , while under the Non-Priority Sector the achievement was Rs 1208.13 crore against the annual target of Rs 548.03 crore.
