UDHAMPUR, FEBRUARY 11: As part of the ongoing nationwide Financial Literacy Week-2026, the Reserve Bank of India today organized an awareness session at STC BSF, Udhampur to promote financial security and responsible banking practices.
The programme was led by Assistant General Manager RBI Gaganpreet Kaur, who addressed nearly 200 BSF personnel on the importance of financial discipline, digital safety and institutional banking mechanisms.
The event was organized in coordination with the Lead District Manager and representatives from CFL CRISIL and the RDS Foundation.
Similar financial literacy camps were also conducted at Village Ballian and GHSS Pakhlai.
During the session, Gaganpreet Kaur emphasized KYC as the first line of defence in the modern banking ecosystem. The participants were briefed on the mandatory nature of KYC and the advantages of Centralized KYC (CKYC) for seamless banking across institutions.
A detailed interaction was held on identifying Money Mule accounts, avoiding investment frauds and staying vigilant against digital scams that often target uniformed personnel. Participants were also guided on the basics of savings and investments, highlighting the importance of disciplined saving habits for long-term financial stability.
The AGM introduced the cadets to the UDGAM Portal, explaining how individuals can trace and claim unclaimed deposits. She also highlighted the significance of enrolling in Jan Suraksha Schemes such as PMJJBY, PMSBY and Atal Pension Yojana to ensure family and social security.
The programme concluded with an interactive session, during which the cadets clarified their doubts regarding digital banking security, social security schemes and safe financial practices with RBI and Lead Bank officials.
